0% Interest Free Credit

Have you fallen in love with a piece of jewellery, but it seems slightly out of your budget?

Not to worry - Jack Murphy Jewellers has partnered with Novuna Finance for all of our customers based in the United Kingdom to offer 0% Interest Free Credit.

With Novuna Finance - paying off an item has never been easier. All that is required is a 20% deposit and then the rest is up to you. YOU choose a payment plan that suits you best, between 3-24 months, and take home your new piece of jewellery immediately! Successful applicants can also finalise the pre-arranged payment plan before the agreed time frame, if this suits them.



Please contact our expert team on +44 28 3026 3379 or visit our showroom, for more information on how applicants can be eligible for Interest Free Credit. In-store payment plans available also.



  1. Be 18 years of age or older
  2. Be in permanent paid employment (over 16 hours a week), retired and receiving a pension, be a house-person with a partner in permanent paid employment, or be self employed
  3. Be a UK resident (minimum of 12 months)
  4. Make payments by Direct Debit (with a UK bank account)
  5. Be purchasing a eligible* product for personal not business use

 *Eligible products are those over £250 and are not on special offer.

HOW TO APPLY ONLINE? (Novuna Personal Finance)

Eligible items will display the Novuna Personal Finance badge under the products price, with a small description of 0% Interest Free Finance and an option to 'Find out more'. You can click on this 'Find out more', you can use their calculator to pick and see payment terms that suit you with a customisable deposit and payment terms up to 24 months, 0% Interest Free.

To proceed with your application online, add this item into your basket and proceed to checkout. Select the 'Novuna Personal Finance PaybyFinance' payment option. This will redirect you to our partner Novuna, to complete a application for your finance.

  • Once you're accepted, we will contact you in order to take your first deposit.
  • If you happen to be referred, we will contact you to discuss other options available.

PLEASE NOTE: You're unable to check out with both eligible and ineligible products in your basket, this will result in your order being rejected.



(i) Proof of current address: i.e. A bank statement, public utility bill, or council tax bill (dated within 3 months), mortgage statement from a recognised lender, tenancy agreement, or HM Revenue and Customs tax notification.
(ii) Proof of signature: i.e. Driving license, passport, bank credit/ debit card, police warrant card, or H.M. Forces identity card.
If you have any queries with this, please don't hesitate in contacting ecommerce@jackmurphyjewellers.com or calling us on 028 3026 3379.